Creator Terms

1. Overview

These Creator Terms apply to anyone publishing content on Penzest. By creating a publication on Penzest you agree to these terms in addition to our general Terms of Service. In the event of a conflict, these Creator Terms take precedence for creator-specific matters.

2. Creator Responsibilities

As a creator on Penzest you are responsible for:

• All content you publish on the platform
• Compliance with all applicable laws including copyright, data protection, and consumer protection
• Honest and respectful communication with your subscribers
• Any taxes, duties, or financial obligations arising from income earned through the platform
• Ensuring your content does not infringe on third-party rights

3. Content Ownership and License

Creators retain full ownership of the content they publish on Penzest. However, by publishing content you grant Penzest a non-exclusive, worldwide, royalty-free license to:

• Host and store your content on our servers
• Distribute your content to your subscribers via the platform and email newsletters
• Display your content on your publication pages
• Promote your publication on the Penzest explore page and marketing materials

This license exists solely to operate the platform and ends when you delete your content or account.

4. Prohibited Content

Creators may not publish content that is:

• Illegal or promotes illegal activities
• Infringing on copyright, trademark, or other intellectual property rights
• Fraudulent, deceptive, or misleading
• Designed to scam or deceive subscribers
• Harmful, abusive, threatening, or harassing
• Containing malware or malicious code

Penzest reserves the right to remove violating content without prior notice and may suspend or terminate accounts accordingly.

5. Subscriber Data

Creators may access subscriber information including email addresses, subscription status, and payment plan details. As a creator you agree to:

• Handle subscriber data responsibly and in accordance with applicable privacy and data protection laws
• Not sell or share subscriber data with third parties without subscriber consent
• Use subscriber data only for the purpose of operating your publication
• Respect subscriber unsubscribe requests

You act as a data controller for your subscriber data. Penzest acts as a data processor on your behalf.

6. Payments and Fees

Payments for paid subscriptions are processed via Paystack. As a creator you acknowledge that:

• Penzest deducts a platform service fee from each paid subscription transaction before disbursement
• Paystack payment processing fees apply separately
• Fee rates are displayed in your publication settings and may change with reasonable notice
• Payouts are made to the bank account linked to your Paystack subaccount

Penzest does not guarantee any minimum earnings or revenue.

7. Refund Policy

Penzest operates on a no-refund policy for subscriber payments. As a creator you acknowledge this and agree to:

• Clearly communicate the no-refund policy to your subscribers
• Deliver the content and value promised to paid subscribers
• Not mislead subscribers about what they will receive

Exceptions may apply only where required by applicable law.

8. Account Suspension

Penzest may suspend or restrict creator accounts for:

• Fraud or fraudulent activity
• Abuse of the platform
• Publishing prohibited content
• Violation of these Creator Terms or the general Terms of Service
• Excessive subscriber complaints

Where possible we will notify you before or at the time of suspension with the reason for action taken.

9. Termination

Creators may stop using the platform and delete their account at any time. Upon account deletion:

• Your publication and content will be removed from the platform
• Active subscriber subscriptions will be cancelled
• Any pending payouts will be processed according to Paystack’s policies

Penzest may terminate creator access if these terms or platform policies are violated.

10. Indemnification

As a creator you agree to indemnify and hold harmless Penzest from any claims, damages, or expenses arising from content you publish, your interactions with subscribers, or your violation of these Creator Terms.

11. Changes to These Terms

We may update these Creator Terms periodically. Material changes will be communicated via email or a notice on the platform. Continued use of Penzest as a creator after changes constitutes acceptance of the updated terms.

12. Contact

For inquiries contact: support@penzest.com